/* ============================================
       STICKY HEADER & SUB-HEADER FIXED
       ============================================ */

    /* Remove any default body margin/padding */
    * {
      margin: 0;
      padding: 0;
      box-sizing: border-box;
    }

    body {
      margin: 0;
      padding: 0;
      background: #f8f9fc;
    }

    /* Top Sub-header - Sticky at very top of page */
    .top-subheader {
      position: sticky;
      top: 0;
      z-index: 1031;
      background-color: #0a1a3a;
      color: #ffffff;
      padding: 8px 0;
      font-size: 14px;
      border-bottom: 1px solid rgba(255, 255, 255, 0.1);
      width: 100%;
    }

    .top-subheader .btn-portal.carrier {
      background-color: transparent;
      color: #f9f9f9;
      text-decoration: none;
      padding: 6px 15px;
      border-radius: 4px;
      font-weight: 500;
      font-size: 13px;
      transition: all 0.3s ease;
      display: inline-flex;
      align-items: center;
    }

    .top-subheader .btn-portal.carrier:hover {
      background-color: #ff5f13;
      color: #ffffff;
    }

    .top-subheader .btn-portal {
      background-color: transparent;
      color: #f9f9f9;
      text-decoration: none;
      padding: 6px 15px;
      border-radius: 4px;
      font-weight: 500;
      font-size: 13px;
      transition: all 0.3s ease;
      display: inline-flex;
      align-items: center;
    }

    .top-subheader .btn-portal:hover {
      background-color: #ff5f13;
      color: #ffffff;
    }

    .top-subheader .portal-separator {
      color: rgba(255, 255, 255, 0.2);
      margin: 0 8px;
    }

    /* Main Header - Below sub-header, transparent background */
    .header {
      position: fixed;
      top: 41px;
      left: 0;
      width: 100%;
      z-index: 1030;
      background-color: transparent;
      padding: 20px 0;
      transition: all 0.3s ease-in-out;
    }

    .header.scrolled {
      top: 0;
      background-color: #0a1a3a !important;
      padding: 10px 0;
      box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
    }

    .header .logo img {
      max-height: 66px;
      transition: all 0.3s ease;
    }

    .header.scrolled .logo img {
      max-height: 50px;
    }

    .header .navmenu a {
      color: rgba(255, 255, 255, 0.8);
    }

    .header.scrolled .navmenu a {
      color: rgba(255, 255, 255, 0.9);
    }

    .header .navmenu a:hover,
    .header .navmenu .active {
      color: #ff5f13 !important;
    }

    @media (max-width: 768px) {
      .top-subheader {
        position: sticky;
        top: 0;
      }
      .header {
        top: 80px;
        padding: 12px 0;
      }
      .header.scrolled {
        top: 0;
        padding: 8px 0;
      }
    }

    @media (max-width: 480px) {
      .top-subheader {
        position: sticky;
        top: 0;
      }
      .header {
        top: 105px;
      }
      .header.scrolled {
        top: 0;
      }
    }

    @media (max-width: 768px) {
      .top-subheader .btn-portal,
      .top-subheader .btn-portal.carrier {
        padding: 4px 10px;
        font-size: 11px;
      }
      .top-subheader .portal-separator {
        margin: 0 4px;
      }
    }

    @media (max-width: 576px) {
      .top-subheader .language-portal {
        gap: 6px;
      }
      .top-subheader .btn-portal span,
      .top-subheader .btn-portal.carrier span {
        display: none;
      }
      .top-subheader .btn-portal i,
      .top-subheader .btn-portal.carrier i {
        margin-right: 0;
        font-size: 14px;
      }
      .top-subheader .btn-portal,
      .top-subheader .btn-portal.carrier {
        padding: 6px 8px;
      }
    }

    .header.scrolled .navmenu .dropdown ul {
      background: white !important;
      box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1);
    }

    .header.scrolled .navmenu .dropdown ul li a {
      color: #0e1d34 !important;
      background: transparent !important;
    }

    .header.scrolled .navmenu .dropdown ul li a:hover {
      color: #ff5f13 !important;
      background: rgba(255, 95, 19, 0.05) !important;
      padding-left: 20px !important;
    }

    .header.scrolled .navmenu a {
      color: rgba(255, 255, 255, 0.9);
    }

    .header.scrolled .navmenu .dropdown > a {
      color: rgba(255, 255, 255, 0.9);
    }

    .header.scrolled .navmenu .dropdown .toggle-dropdown {
      color: rgba(255, 255, 255, 0.7);
    }

    @media (max-width: 1199px) {
      .header.scrolled .navmenu ul {
        background: white !important;
      }
      .header.scrolled .navmenu ul li a {
        color: #0e1d34 !important;
      }
      .header.scrolled .navmenu ul li a:hover {
        color: #ff5f13 !important;
      }
    }

    /* Page Title - Consistent with about_fortus.php */
    .page-title {
      position: relative;
      overflow: hidden;
      background-image: url('../assets/img/about_us.png');
      background-size: cover;
      background-position: center;
      background-repeat: no-repeat;
      padding: 160px 0 100px 0 !important;
      min-height: auto;
    }
    
    .page-title::before {
      content: '';
      position: absolute;
      top: 0;
      left: 0;
      width: 100%;
      height: 100%;
      background: linear-gradient(135deg, #0e1d34 0%, #1a2f4e 100%);
      opacity: 0.88;
      z-index: 1;
    }
    
    .page-title .container {
      position: relative;
      z-index: 10;
    }
    
    .badge-about {
      background: rgba(255,95,19,0.15);
      color: #fff;
      padding: 8px 20px;
      border-radius: 50px;
      font-size: 14px;
      font-weight: 600;
      display: inline-block;
      backdrop-filter: blur(5px);
      border: 1px solid rgba(255,95,19,0.3);
      margin-bottom: 20px;
    }

    /* Privacy Policy Content Styles */
    .privacy-content {
      padding: 60px 0;
      background: #ffffff;
    }
    
    .privacy-card {
      background: #ffffff;
      border-radius: 20px;
      box-shadow: 0 10px 30px rgba(0,0,0,0.05);
      padding: 50px;
      border: 1px solid rgba(0,0,0,0.05);
    }
    
    .privacy-card h1 {
      font-size: 36px;
      font-weight: 700;
      color: #0e1d34;
      margin-bottom: 10px;
    }
    
    .privacy-card .effective-date {
      color: #6c757d;
      font-size: 14px;
      border-bottom: 1px solid #e9ecef;
      padding-bottom: 20px;
      margin-bottom: 30px;
    }
    
    .privacy-card h2 {
      font-size: 24px;
      font-weight: 700;
      color: #0e1d34;
      margin: 30px 0 15px 0;
      padding-top: 10px;
    }
    
    .privacy-card h3 {
      font-size: 20px;
      font-weight: 600;
      color: #0e1d34;
      margin: 25px 0 12px 0;
    }
    
    .privacy-card p {
      color: #4a5568;
      line-height: 1.7;
      margin-bottom: 16px;
      font-size: 16px;
    }
    
    .privacy-card ul, .privacy-card ol {
      margin-bottom: 20px;
      padding-left: 20px;
    }
    
    .privacy-card li {
      color: #4a5568;
      line-height: 1.7;
      margin-bottom: 8px;
    }
    
    .privacy-card a {
      color: #ff5f13;
      text-decoration: none;
      transition: color 0.3s ease;
    }
    
    .privacy-card a:hover {
      color: #e04e00;
      text-decoration: underline;
    }
    
    .privacy-card strong {
      color: #0e1d34;
      font-weight: 600;
    }
    
    .privacy-card .table-of-contents {
      background: #f8f9fc;
      padding: 20px 30px;
      border-radius: 12px;
      margin: 30px 0;
      border-left: 4px solid #ff5f13;
    }
    
    .privacy-card .table-of-contents h4 {
      font-size: 18px;
      font-weight: 700;
      color: #0e1d34;
      margin-bottom: 15px;
    }
    
    .privacy-card .table-of-contents ul {
      margin-bottom: 0;
      columns: 2;
      column-gap: 30px;
    }
    
    .privacy-card .table-of-contents li {
      margin-bottom: 6px;
      font-size: 14px;
    }
    
    .privacy-card .contact-box {
      background: #f8f9fc;
      padding: 25px;
      border-radius: 12px;
      margin: 30px 0;
      border: 1px solid rgba(255,95,19,0.1);
    }
    
    .privacy-card .contact-box p {
      margin-bottom: 8px;
    }
    
    @media (max-width: 768px) {
      .privacy-card {
        padding: 30px 20px;
      }
      .privacy-card h1 {
        font-size: 28px;
      }
      .privacy-card h2 {
        font-size: 22px;
      }
      .privacy-card .table-of-contents ul {
        columns: 1;
      }
      .page-title {
        padding: 140px 0 70px 0 !important;
      }
    }
    
    .badge-accent {
      display: inline-block;
      background: rgba(255, 95, 19, 0.1);
      color: #ff5f13;
      padding: 5px 15px;
      border-radius: 50px;
      font-size: 14px;
      font-weight: 600;
      border: 1px solid rgba(255, 95, 19, 0.2);
    }